TSP Contributions

Jensi

What are your TSP Contributions like? How are they doing?

I'm pretty much basic: 50/50 in C and S Funds. I think they're proven portfolios to date.

Curious if there's any variation in the community so far.

Thanks!

Karl

My portfolio is about 60/40 I think. I don't remember which one I am contributing more towards, but last I checked, everything was stout!
I figured since I'm still young and plan on staying for a while anyways, might as well take the risk now and when I get closer to retirement, switch it over to a more conservative mix.

Ghost

Leave it in GFund and forget about it.
I have C and S as well. I think we are pretty much "basic" in terms of TSP online. But if you go to your coworkers, unfortunately a lot would say they have theirs in GFund or Lifecycle...

Karl

Ghost this is true. Someone that's worked 15 years asked me how much I have in my TSP and they were shocked when they didn't have as much in their account compared to mine at only 5 years at the time. They were L-Fund and I was catching up quick.

Ghost

Karl often times, people are overwhelmed by it for some reason and shutdown.

Karl

Ghost I can see it... But it's nowhere near the levels of day trading stocks lol. And the people that do that with their TSP seem pretty stupid in my opinion. TSP isn't designed for that and I've seen it time and time again where people lose out more than it's worth.

Hannon

Thanks! I have had mine in L-2045 this entire time and seeing your messages on this site, had me curious to look at their Rates of Retrun. I didn't know this information was publially avaiable!

Karl

Hannon thank you for joining in! The information has always been available on TSP.Gov but I believe it's easier to find now after they have redone the website. The previous version was a mess to try and navigate with. I used Google to navigate the site more than actually using the site during those days lol.

Hannon

Thank you for having me! And that may be why I avoided it for the longest time.

Ghost

Hannon welcome to the community!