Federal employees and retirees face important decisions this fall regarding retirement and insurance benefits, exacerbated by a government shutdown. The message covers retirement planning (including maximizing annual leave payouts and navigating the electronic application process), life insurance (FEGLI), Thrift Savings Plan (TSP) management, and upcoming open seasons for health (FEHB, PSHB), dental/vision (FEDVIP), and flexible spending accounts (FSAFEDS). OPM guidance clarifies that furloughs do not impact high-3 average pay, annuities continue, and retirement applications will generally proceed, though some processing may be delayed if agencies are closed.
Read more: https://www.govexec.com/pay-benefits/2025/10/shutdown-or-not-there-are-things-do/409016/